Summary & Overview
CPT 87428: Antigen Detection for COVID-19 and Influenza A/B
CPT code 87428 is a critical laboratory procedure for the simultaneous detection of antigens from both SARS-CoV-2 (COVID-19) and influenza virus types A and B. This code covers immunoassay-based testing methods, which are widely used in clinical laboratories and office settings to quickly identify respiratory infections. The ability to test for multiple pathogens in a single assay is especially important during periods of high respiratory illness activity, such as flu season or COVID-19 surges, enabling timely diagnosis and management.
Major national payers including Aetna, Blue Cross Blue Shield, Cigna Health, and UnitedHealthcare recognize and reimburse for this code, reflecting its broad clinical relevance and adoption. The publication provides an overview of payer coverage, clinical context, and policy updates related to 87428. Readers will gain insight into current benchmarks for laboratory testing, recent changes in reimbursement policies, and the role of this code in the broader landscape of infectious disease diagnostics. The summary also highlights the typical sites of service and the importance of accurate coding for laboratory procedures.
This article is designed for healthcare professionals, laboratory managers, and policy analysts seeking a comprehensive understanding of 87428 and its impact on clinical practice and billing.
CPT Code Overview
CPT code 87428 is used to report the detection of infectious agent antigens for both severe acute respiratory syndrome coronavirus (such as SARS-CoV, SARS-CoV-2 [COVID-19]) and influenza virus types A and B. This test utilizes immunoassay techniques, including enzyme immunoassay (EIA), enzyme-linked immunosorbent assay (ELISA), fluorescence immunoassay (FIA), or immunochemiluminometric assay (IMCA), to provide qualitative or semiquantitative results.
Service Type: Pathology and Laboratory Procedures – Microbiology Procedures
Typical Site of Service: Laboratory setting (POS 81) or Office (POS 11)
Clinical & Coding Specifications
Clinical Context
A patient presents to a healthcare provider with symptoms of acute respiratory illness, such as fever, cough, and shortness of breath. The provider suspects infection with either severe acute respiratory syndrome coronavirus (SARS-CoV, SARS-CoV-2 {COVID-19}) or influenza virus types A or B. A specimen, typically a nasopharyngeal swab, is collected in the office or sent to a laboratory. The laboratory performs an immunoassay test using CPT code 87428 to qualitatively or semi-quantitatively detect antigens for both SARS-CoV-2 and influenza A/B. The results assist the provider in determining the cause of the patient's symptoms and guide further management.
Coding Specifications
- Modifier
QW: Indicates that the test is CLIA-waived and can be performed in settings with a CLIA Certificate of Waiver, such as physician offices or certain laboratories.
| Modifier Code | Description |
|---|---|
QW | CLIA waived test |
- Provider Taxonomies:
| Taxonomy Code | Specialty |
|---|---|
291U00000X | Clinical Medical Laboratory |
207Q00000X | Family Medicine Physician |
207R00000X | Internal Medicine Physician |
- Typical Site of Service:
- Laboratory setting (POS 81)
- Office (POS 11)
Related Diagnoses
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B97.29: Other coronavirus as the cause of diseases classified elsewhere- Relevant for patients suspected of COVID-19 or other coronavirus infections.
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D80.0: Hereditary hypogammaglobulinemia- Indicates a primary immunodeficiency, increasing susceptibility to respiratory infections.
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D80.1: Nonfamilial hypogammaglobulinemia- Another immunodeficiency, relevant for patients with recurrent infections.
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D80.2: Selective deficiency of immunoglobulin A [IgA]- IgA deficiency predisposes to respiratory tract infections, justifying testing.
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D80.3: Selective deficiency of immunoglobulin G [IgG] subclasses- IgG subclass deficiency can lead to increased risk of viral infections.
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D80.4: Selective deficiency of immunoglobulin M [IgM]- IgM deficiency may result in poor response to infections, including viral.
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D80.5: Immunodeficiency with increased immunoglobulin M [IgM]- Associated with abnormal immune response, relevant for infection testing.
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D80.6: Antibody deficiency with near‑normal immunoglobulins or with hyperimmunoglobulinemia- Patients may have increased susceptibility to respiratory viruses.
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D80.8: Other immunodeficiencies with predominantly antibody defects- Broad category for antibody-related immunodeficiencies.
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D81.0: Severe combined immunodeficiency [SCID] with reticular dysgenesis- SCID patients are highly susceptible to viral infections.
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D81.1: Severe combined immunodeficiency [SCID] with low T‑ and B‑cell numbers- Profound immunodeficiency, relevant for infection testing.
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D81.2: Severe combined immunodeficiency [SCID] with low or normal B‑cell numbers- SCID variant, increased risk for viral infections.
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D81.31: Severe combined immunodeficiency due to adenosine deaminase deficiency- Specific SCID type, relevant for infection risk.
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D81.32: Adenosine deaminase 2 deficiency- Another immunodeficiency, justifying respiratory virus testing.
Related CPT Codes
-
87635: Infectious agent detection by nucleic acid (DNA or RNA); SARS-CoV-2- Used for molecular testing (PCR) to detect SARS-CoV-2 RNA. Often performed when antigen tests are negative or inconclusive, or for confirmatory testing.
-
87804: Infectious agent antigen detection by immunoassay with direct optical observation; Influenza- Used for rapid antigen testing for influenza A and B. May be used as an alternative or in conjunction with
87428if only influenza is suspected.
- Used for rapid antigen testing for influenza A and B. May be used as an alternative or in conjunction with
-
87811: Infectious agent antigen detection by immunoassay with direct optical observation; SARS-CoV-2- Used for rapid antigen testing for SARS-CoV-2. May be used as an alternative or in conjunction with
87428if only COVID-19 is suspected.
- Used for rapid antigen testing for SARS-CoV-2. May be used as an alternative or in conjunction with
-
87426: Infectious agent antigen detection by immunoassay technique, qualitative or semiquantitative; SARS-CoV-2- Used for antigen detection of SARS-CoV-2 only. May be used as an alternative to
87428when influenza testing is not required.
- Used for antigen detection of SARS-CoV-2 only. May be used as an alternative to
Clinical Workflow Relation:
87428is used when both SARS-CoV-2 and influenza A/B need to be tested simultaneously.- The other codes are used for single-agent testing or confirmatory purposes.
National Reimbursement Benchmarks
For CPT code 87428, the national mean rate for BUCA (average commercial) is $62.85, which is higher than the mean rate for Cigna ($44.99) and BCBS ($55.53), but lower than Aetna ($74.88). UnitedHealth Group's mean rate is $62.49, closely matching the BUCA average. Medicare data is not available in the input for comparison.
Rate dispersion, measured as the difference between the 75th and 25th percentiles, varies significantly across payers. Aetna shows the tightest range ($2.25), indicating minimal variation in rates. Cigna exhibits the widest dispersion ($46.00), reflecting substantial variability in reimbursement. Blue Cross Blue Shield and UnitedHealth Group also display moderate ranges of $20.20 and $30.50, respectively.
The table and chart below present a detailed breakdown of national mean rates and percentile values for each payer.
Trek Health ingests and normalizes Transparency in Coverage data and payer policy updates to give provider organizations a clear view of how commercial reimbursement behaves across markets, payers, and services. Our platform transforms raw payer disclosures into structured intelligence that supports contract evaluation, payer negotiations, and service line strategy. By combining market benchmarks with ongoing policy visibility, Trek helps teams identify variability, risk, and opportunity in commercial reimbursement. The result is faster insight, stronger negotiating positions, and more informed financial decisions.