Payer Overview
ZING HLTH ENTERPRISES GRP: Regional Health Insurance Presence in the Midwest
ZING HLTH ENTERPRISES GRP is a regional health insurance payer with a concentrated footprint in the Midwest, operating in Illinois, Indiana, and Michigan. The payer's total premium volume is $249.6 million, with an average market share of 15.67% across its three-state presence. Despite not holding the top market position in any state, ZING HLTH ENTERPRISES GRP demonstrates its strongest market share in Illinois (28%), followed by Indiana (12%) and Michigan (7%). The estimated national member count is 36,560, with the majority residing in Illinois.
For providers, ZING HLTH ENTERPRISES GRP represents a meaningful contracting opportunity in Illinois, where its member concentration and premium volume are highest. The payer's presence in Indiana and Michigan, while smaller, still offers opportunities for regional provider groups. Providers should be aware of the payer's demographic profile, which is weighted toward working-age adults and families, with a relatively modest senior population. This suggests a care delivery focus on preventive services, chronic disease management, and pediatric care.
ZING HLTH ENTERPRISES GRP's regional concentration means that provider contracting strategies should prioritize Illinois, with secondary attention to Indiana and Michigan. Multi-state provider groups operating in the Midwest may find value in engaging with this payer, particularly in areas where its market share and member base are most significant.
Payer Overview
ZING HLTH ENTERPRISES GRP operates in 3 states with a total premium volume of $249,606,086 and an average market share of 15.67% across its footprint. The payer is estimated to cover 36,560 members nationally, based on Census × NAIC share calculations. While ZING HLTH ENTERPRISES GRP does not hold the #1 market position in any state, its strongest presence is in Illinois, where it ranks 18th with a 28% market share. The payer's footprint is concentrated in the Midwest, with additional operations in Indiana and Michigan.
Providers should note that ZING HLTH ENTERPRISES GRP's member base is primarily located in Illinois, with significant but smaller populations in Indiana and Michigan. The payer's market share and premium volume suggest a focus on commercial and Medicaid populations, with opportunities for provider contracting in regions where its presence is strongest.
National Market Presence
National Market Footprint
| State | Market Rank | Market Share (%) | Premium Written ($) | Estimated Members |
|---|---|---|---|---|
| Illinois | 18 | 28 | 175,723,686 | 25,363 |
| Indiana | 41 | 12 | 36,184,603 | 5,811 |
| Michigan | 33 | 7 | 37,697,797 | 5,386 |
ZING HLTH ENTERPRISES GRP's national footprint is concentrated in the Midwest, with operations in Illinois, Indiana, and Michigan. Illinois stands out as the payer's strongest market, with a 28% market share, $175.7 million in premium written, and 25,363 estimated members. Indiana and Michigan represent smaller but still significant presences, with market shares of 12% and 7%, and premium volumes of $36.2 million and $37.7 million, respectively.
The payer does not hold a top-three market rank in any state, but its regional concentration allows for focused provider contracting strategies. Providers in Illinois are most likely to encounter ZING HLTH ENTERPRISES GRP members, while those in Indiana and Michigan may see moderate volumes. The alignment between premium written and member counts suggests a stable commercial and Medicaid mix, with opportunities for value-based care arrangements.
State-by-State Market Position
ZING HLTH ENTERPRISES GRP's presence is exclusively in the Midwest, with no operations reported in the Northeast, Southeast, West, or Southwest. Illinois is the clear anchor state, with the highest market share, premium volume, and member count. Indiana and Michigan, while smaller, contribute to the payer's regional strength and offer additional opportunities for provider engagement.
The lack of top-ranked states indicates that ZING HLTH ENTERPRISES GRP is not a dominant player nationally, but its concentrated footprint allows for targeted contracting and care delivery strategies. Multi-state provider groups operating in the Midwest may find value in engaging with this payer, particularly in Illinois, where its impact is greatest.
Geographically, the payer's distribution means that providers outside the Midwest are unlikely to encounter ZING HLTH ENTERPRISES GRP members. For those within the region, especially in Illinois, the payer represents a significant contracting opportunity, with secondary focus in Indiana and Michigan. Regional provider groups should tailor their strategies to the payer's member concentration and market share dynamics.
Estimated Member Demographics
Estimated Member Demographics
| Age Band | Illinois | Indiana | Michigan | National Total |
|---|---|---|---|---|
| Under 6 | 1529 | 360 | 310 | 2199 |
| 6–18 | 3974 | 967 | 819 | 5759 |
| 19–25 | 2373 | 592 | 512 | 3477 |
| 26–34 | 3252 | 705 | 624 | 4581 |
| 35–44 | 3697 | 801 | 690 | 5187 |
| 45–54 | 3547 | 800 | 716 | 5063 |
| 55–64 | 3599 | 811 | 793 | 5203 |
| 65–74 | 1957 | 452 | 533 | 2942 |
| 75+ | 1437 | 324 | 389 | 2150 |
Nationally, the largest age bands are 6–18 (5,759 members), 55–64 (5,203 members), 35–44 (5,187 members), and 45–54 (5,063 members). The senior population (65–74 and 75+) is notably smaller, with a combined total of 5,092 members. Illinois, the largest state by membership, mirrors the national distribution, while Indiana and Michigan have slightly higher proportions in the older age bands relative to their total membership.
This demographic profile indicates that ZING HLTH ENTERPRISES GRP's insured population is primarily composed of families and working-age adults, with a strong presence in the pediatric and adolescent segments. Providers should expect a care mix that emphasizes preventive services, chronic disease management, and pediatric care, with less demand for geriatric and senior-focused services.
Estimated Members by State
Illinois accounts for the largest share of ZING HLTH ENTERPRISES GRP's estimated members, with 25,363 individuals. Indiana and Michigan follow with 5,811 and 5,386 members, respectively. This distribution closely aligns with the payer's premium volume and market share, as Illinois is also the state with the highest premium written and market share.
The geographic concentration of members in Illinois means that providers in this state are most likely to encounter ZING HLTH ENTERPRISES GRP patients. Indiana and Michigan, while smaller in member count, still represent meaningful populations for providers, especially those with multi-state operations. The alignment between member counts and market share suggests that ZING HLTH ENTERPRISES GRP's contracting and care delivery strategies are most impactful in Illinois, with secondary focus in Indiana and Michigan.
Provider & Care Delivery Implications
The member demographic profile for ZING HLTH ENTERPRISES GRP is weighted toward working-age adults and children, with the largest age bands being 6–18, 35–44, 45–54, and 55–64. Providers should expect a care mix that includes pediatric, adolescent, and adult preventive and chronic care, with relatively fewer seniors compared to national averages. This distribution suggests a focus on primary care, behavioral health, and chronic disease management for adults, as well as pediatric well visits and immunizations.
The relatively modest senior population (65+) means that providers may see lower rates of Medicare-related chronic disease burden, but should be prepared for adult-onset conditions such as diabetes, hypertension, and musculoskeletal issues. The pediatric and adolescent mix also implies a need for robust school-age and young adult care coordination, including behavioral health and preventive services.
Revenue cycle implications include a payer mix that is less reliant on high-cost senior care and more focused on commercial and Medicaid populations. Providers should optimize workflows for preventive care, chronic disease management, and pediatric services, and anticipate moderate demand for specialty care related to adult chronic conditions. Contracting strategies should emphasize value-based care models that address the needs of working-age adults and families.
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